Medicare Supplement Plan F

Medigap Plan F, known as the “Cadillac of Medicare supplement plans” is the most robust of all ten available plans. However due to recent legislation known as MACRA, Plan F has become limited in availability and only those Medicare beneficiaries who were eligible for Medicare Part A prior to January 1, 2020 can still access it. For anyone who started Medicare Part A on or after January 1, 2020 Plan F is not an option. But for those that can still purchase Plan F they will be pleased to know that it covers 100% of the required coinsurance or copayments built into Original Medicare Parts A and B.

As you can see in the graphic above, Medicare supplement Plan F will provide you with total coverage for all available coinsurance and copayment expenses listed below:

  • Medicare Part A coinsurance for inpatient hospital stays including an additional 365 days after your Medicare benefits are exhausted.
  • Medicare Part B coinsurance for doctors and outpatient medical services.
  • Medicare Part A copayment for hospice service.
  • The first three pints of blood needed for any medical procedure
  • Medicare copayment for stays in a Skilled Nursing Facility
  • Deductible Part A
  • Deductible Part B
  • Part B Excess Charges
  • 80% of Foreign Travel Emergency up to a lifetime benefit of $50,000

For additional information or any questions you may have on Medicare supplement Plan F, contact one of our licensed agents at 855-GO-AVILA or simply click the button below.